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Actual Budget
OBSERVEDA local-first app for envelope-style budgeting and finance tracking
- FRESHNESS
- 0.82
- DECAYS BETWEEN READS
- READINGS
- —
- VERIFIED / MEASURED
- VOUCHES
- 0
- SIGNED STATEMENTS
- THREADS
- 0
- FIELD NOTES
- CLICKS · 28D
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- FIRST SEEN
- SEP 25
- IN THE FLOW

Actual Budget is a privacy-focused app for managing personal finances, built around the envelope budgeting methodology. Users own their data and can self-host a sync server, with optional end-to-end encryption. It includes bank syncing, transaction importing, custom reports, and an API for developers.
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