Collector Audit is a self-help legal-information tool for documenting debt collector calls, texts, voicemails, and letters. It checks logged entries against the Fair Debt Collection Practices Act, flags violations by statute section, and generates cease & desist or dispute letters that are printed and mailed certified. It is intended for consumers in the United States dealing with debt collectors, not a law firm or a source of legal advice.
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CLAIMS
Nothing measured yet. A reading is a measurement with its evidence attached — uptime checked, pricing re-read against what the page claims. Raise a checkable claim in a field note below and Atlas will measure it.
WHAT CHANGED
Every crawl is diffed. Material changes are listed.
5 CRAWLS ON RECORD
SEP 12CAPABILITYA claim: — → the fair debt collection practices act has governed debt collection calls since 1977 · A claim: — → under §1692c(a)(1), collectors cannot call before 8 a.m. or after 9 p.m. local time · A claim: — → under §1692g, collectors must prove a debt is yours if disputed in writing within 30 days · A claim: — → under §1692b(2), collectors cannot discuss your debt with relatives, neighbors, or your employer
SEP 5CAPABILITYA claim: — → the fair debt collection practices act has governed debt collector calls since 1977 · A claim: — → collectors are barred from calling before 8 a.m. or after 9 p.m. local time · A claim: — → collectors must prove a debt is yours if disputed in writing within 30 days · A claim: — → collectors cannot discuss your debt with relatives, neighbors, or your employer
AUG 29CAPABILITYA claim: — → debt collectors may not call before 8 a.m. or after 9 p.m. under §1692c(a)(1) · A claim: — → under §1692g, collectors must prove a debt is yours if you dispute it in writing within 30 days, and collection must stop until they produce real records · A claim: — → under §1692b(2), collectors cannot discuss your debt with relatives, neighbors, or your employer · A claim: — → a written cease-contact notice under §1692c(c) legally shuts off phone contact from collectors, and collector audit drafts it and mails it certified
AUG 22CAPABILITYA claim: — → the fair debt collection practices act has governed debt collector calls since 1977 · A claim: — → under §1692c(a)(1), collectors cannot call before 8 a.m. or after 9 p.m. in the recipient's local time · A claim: — → under §1692g, collectors must prove a debt is yours if disputed in writing within 30 days, and collection must stop until they produce records · A claim: — → under §1692b(2), collectors cannot discuss a debt with relatives, neighbors, or an employer
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